How to enroll in 401(k)

Get step by step instructions on how to enroll in a 401(k) plan and when you're eligible to enroll.

Get step by step instructions on how to enroll in a 401(k) plan and when you're eligible to enroll.

 

Click here to enroll or log into your 401(k) account.

 

Create the future you want and pursue financial independence and setup a TargetCW 401k retirement savings plan through Empower Retirement. Your TargetCW 401(k) Plan can help you achieve the retirement you want — a future focused on what you want to do instead of what you have to do.

Get started today and use the tools to help you invest for the retirement income you may need.

 

  • Enroll any time after 60 days of employment
  • No minimum hours per week required
  • Contributions will begin in the upcoming quarter following your enrollment
  • No match offered, but you may be eligible for a $500 bonus!  Click here for more details.
  • Annual Contribution Limit for 2021: $19,500 or $26,000 for employees age 50+. Participants can defer up to 90% (after applicable taxes) of their salary.

 

NOTE: Participants earning $130,000 or more annually may not be eligible for the full $19,500/$26,000 deferral due to IRS restrictions. Contact your benefits administrator for information.

 

 

Ready to Enroll?

Log on to: www.empowermyretirement.com

  • Log on and select Register.
  • Select I do not have a PIN
  • Follow the prompts to create your username and password.

 

Questions? Contact Empower at (800) 338-4015 Mon- Fri 6am- 8pm MT and Sat 7am- 3:30pm MT

Please allow 3-5 business days for your enrollment to be processed. Once processed, you will receive a confirmation email from TargetCW.

 

Get the most out of your plan

  • Easy payroll deductions so you can save with every paycheck.
  • Pre-tax contributions reduce your current taxable income
  • TargetCW’s 401(k) plan provides access to 27 investment funds. These funds range from conservative to aggressive growth funds.
  • Complete access to your account: complete exchange transactions via the web or phone.

 

Need financial guidance?

TargetCW has teamed up with Kornerstone to give employees access to a team of financial professionals. They are available to help explain the investment options within the 401(k) plan. Recognizing every person has a unique financial situation, Kornerstone welcomes the opportunity to work with you on an individual basis. If you require more than just general advice about the 401(k) plan, please schedule a consultation.

 

Kornerstone, Inc.
1811 Concord Ave., Suite 130
Chico, CA 95928
(530) 343-4015

info@kornerstoneinc.com

 

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Questions?  Reach out to the TargetCW 401(k) Team at 401k@targetcw.com