TCWGlobal is dedicated to helping employees navigate new federal guidelines mandating insurance coverage beginning January 1, 2014. The changes are meant to help expand access to adequate and affordable health care coverage; Health Insurance Marketplaces (an online exchange) where individuals can shop for health insurance coverage will be operated by each state or, if the state does not have its own marketplace, by the Federal government. A list of state exchanges can be found on the CMS website.
As part of the Affordable Care Act, workers with household incomes between 100% and 400% of the federal poverty level may be eligible for subsidies to help offset health insurance costs when purchased through their state Health Insurance Marketplace. See Below for 2015 federal poverty levels.
You can learn about coverage options and costs available to you through the Health Insurance Marketplace by visiting: www.healthcare.gov