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2026 Benefits Guide - Basic

Retirement Planning

Whether you are just starting your career or retirement is on the horizon, you can invest in your future with the TCWGlobal retirement plan through Empower Retirement. Our 401(k) plan allows you to invest pre-tax deductions from your paycheck in one or more of the 24 investment funds, ranging from conservative to aggressive growth.

Back To The Full Benefits Guide
Group 176 copy-4
Image 1 Enrollment &
Eligibility
Image 2 Medical Plans
Image 3 Dental & Vision
Image 4 FSA
Image 1 Retirement
Planning
Image 2 Additional
Benefits
Image 3 Key Contacts &
Terms
Image 4 Important
Notices

401k Highlights

  • Eligible to register your Empower account after 60 days of employment and set your deferral rate 45 days before the start of the following quarter.
  • No minimum hours per week required
  • Pre-tax deductions begin the first of the quarter after the application is received.
  • Pre-tax deductions lower your taxable income
  • TCWGlobal will match $0.50 for every dollar you contribute, up to a maximum match of $500, for eligible participants. Click here for more details.

You can defer up to the annual IRS contribution limit (after applicable taxes) based on your age group; employees age 50+ are eligible for catch up contributions.

 

Highly Compensated Employees (HCEs) may have limitations due to IRS guidelines.

Aldrich Wealth Financial Guidance

TCWGlobal has teamed up with Aldrich Wealth to give you access to a team of financial professionals who can walk you through your investment options. 

For more details or to schedule a one-on-one consultation reach out Aldrich Wealth at 503-620-5329 or nplein@wealthadvisors.com

Ready to Enroll?

Visit empowermyretirement.com to get started!

  • Select Register
  • Select I do not have a PIN tab
  • Create your username and password

 

Questions?

Contact Empower at 800-338-4015

Monday–Friday 5am–7pm PST
Saturday 6am–2:30pm PST 

Participant Fee Disclosure

Enrollment Periods

Engagement Start Date Range

Quarter/Contributions Begin

8/2/24 - 11/1/24 January 1
11/2/24 - 1/30/25 April 1
1/31/25 - 5/1/25 July 1
5/2/25 - 8/1/25 October 1

Check Out the Full Benefits Guide

Benefits Guide
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