• After being employed for 60 days, employees will be automatically enrolled at a 3% contribution rate. Once enrolled, contributions will kick in on the first paycheck of the upcoming quarter.
  
  
• No minimum hours per week required 
  
  
• Pre-tax deductions lower your taxable income
  
  
•  You are 100% vested for every dollar invested after 4 years of employment. Vesting Schedule: Year 1 =25%, Year 2 = 50%, Year 3 = 75%, Year 4 = 100%
  
  
• TCWGlobal will match $0.50 to every dollar you to contribute up to 3% of your annual compensation. Matching starts after 1 year of employment (Discretionary and is subject to change.)
  
  
• Eligible employees must be employed on the last day of the plan year to receive the match.
  
  

• You can defer up to 90% of your salary (after applicable taxes), subject to the IRS annual limit, which may change each year.

*Participants classified as Highly Compensated Employees (HCEs) may face limitations on their full deferral and administrative match eligibility due to IRS restrictions and plan-specific guidelines, which depend on the IRS threshold. For more details, please contact your benefits administrator.